Terms and Conditions
Last Updated: September 12, 2023

These Terms and Conditions ("Terms") govern your use of the digital product ("Product") created and copyrighted by Stacy Pong in 2023 ("Copyright Holder"). By accessing, downloading, or using the Product, you agree to abide by these Terms.

1. Intellectual Property Rights
1.1. The Product, including all its contents, graphics, design, text, and any accompanying materials, is protected by copyright laws and is the intellectual property of Stacy Pong. All rights not expressly granted herein are reserved.
1.2. You are granted a limited, non-exclusive, non-transferable license to use the Product solely for your personal or authorized business purposes, as permitted by these Terms.

2. Usage Restrictions

2.1. You may not distribute, share, or forward the Product to any third party without obtaining explicit written consent from the Copyright Holder.
2.2. You may not modify, reverse engineer, decompile, disassemble, or attempt to gain unauthorized access to the Product or any part thereof.
2.3. You may not use the Product for any unlawful purpose or in a manner that violates any applicable laws or regulations.

3. Privacy and Data Protection

3.1. When using the Product, you agree to comply with all applicable privacy laws and regulations, including but not limited to the General Data Protection Regulation (GDPR) if applicable.
3.2. The Copyright Holder may collect and process personal information as described in the Privacy Policy, which is incorporated into these Terms by reference.
4. Disclaimer of Warranty
4.1. The Product is provided "as is" and without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
5. Limitation of Liability
5.1. In no event shall the Copyright Holder be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Product.
6. Termination
6.1. These Terms are effective until terminated by either party. You may terminate these Terms by discontinuing the use of the Product.
6.2. The Copyright Holder reserves the right to terminate these Terms at any time and without notice if you breach any provision of these Terms.
7. Governing Law
7.1. These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where the Copyright Holder resides.

8. Changes to Terms
8.1. The Copyright Holder reserves the right to modify, update, or revise these Terms at any time by posting the updated Terms on the official website associated with the Product. Your continued use of the Product after such changes constitutes acceptance of the modified Terms.

By accessing or using the Product, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, you are prohibited from using the Product.
9. No Refunds
9.1. There are no refunds or exchanges available for the Product, regardless of the circumstances. All sales are final.

By accessing or using the Product, you acknowledge and agree that there will be no refunds provided for any reason. Please ensure that you fully understand the nature of the Product and its compatibility with your needs before making a purchase.

If you have any questions or concerns regarding these Terms and Conditions, please contact Stacy Pong at [hello@stacypong.com].

Thank you for your cooperation and understanding.